On 10-24-21 21:27, Ruth Haffly <=-
spoke to Dave Drum about de-icing <=-
If there is a chip - there are several national auto-glass companies
that repair those so that they do not cause a crack-line to radiate
out from the chip site. It's not expensive. I used a local company the last time I needed that service and they whacked me U$35. Which is
cheaper
than a new windscreen. Bv)=
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
out from the chip site. It's not expensive. I used a local company the last time I needed that service and they whacked me U$35. Which is
cheaper
than a new windscreen. Bv)=
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
I believe that windshield repair or replacement is covered under your comprehensive insurance. Filing a claim should not have influence on
any future rates by the company. OTOH, dings from parking lot
encounters would use collision coverage. I recently had my front
bumper scratched by a car pulling out in the space next to mine. A concerned
citizen observed the driver get out of his car and walk around to look
at the damage. He left a note on a business card under my wiper. I called him and he sent me pictures he had taken which were sufficient
for me to file a police report and then for my insurance company go
after him. His insurance company ended up paying for the entire
damage repair including a car rental while my car was in the shop.
Title: Stefado (Greek-Style Oven Beef Stew)
Categories: Beef, Greek, Stew
Yield: 4 servings
On 10-26-21 13:54, Ruth Haffly <=-
spoke to Dale Shipp about Insurance <=-
cheaper
than a new windscreen. Bv)=
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
I believe that windshield repair or replacement is covered under your comprehensive insurance. Filing a claim should not have influence on
any future rates by the company. OTOH, dings from parking lot
Probably so, but just as easy to pay out of pocket.
Quoting Ruth Haffly to Dale Shipp <=-
cheaper than a new windscreen.
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
I believe that windshield repair or replacement is covered under your comprehensive insurance.
JIM WELLER wrote to RUTH HAFFLY <=-
cheaper than a new windscreen.
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
I believe that windshield repair or replacement is covered under your comprehensive insurance.
Comprehensive insurance runs about $150 per year extra and has a $100
(or more) deductible, so you certainly wouldn't file a claim for a
$50 bill.
I keep my insurance costs down with $1000 deductibles and dropping
both comprehensive and collision once my vehicle is 5 or 6 years old
and has a low book value. And I've never had an accident or a claim
in 55 years of driving.
The one Steve used charged, IIRC, $50., not worth filing an insurance claim on.
I believe that windshield repair or replacement is covered under your comprehensive insurance. Filing a claim should not have influence on
any future rates by the company. OTOH, dings from parking lot
Probably so, but just as easy to pay out of pocket.
I don't know why it would not be just as easy if not more so to have
it paid by the insurance company. You go to the people who fix
windshield chips, show them your insurance card, and then you are done with it. At worst, a phone call to your insurance agent.
I have never seen a wheat berry, but I seem to recall that you use
them.
Title: Bean And Wheat-Berry Stew
Categories: Low fat, Stew, Posted
Yield: 4 Servings
I believe that windshield repair or replacement is covered under your comprehensive insurance.
Comprehensive insurance runs about $150 per year extra and has a $100
(or more) deductible, so you certainly wouldn't file a claim for a
$50 bill.
I keep my insurance costs down with $1000 deductibles and dropping
both comprehensive and collision once my vehicle is 5 or 6 years old
and has a low book value. And I've never had an accident or a claim
in 55 years of driving.
Another new recipe: this is an English traditional treat that has
become a Winnipeg specialty.
Title: Imperial Cookies (Empire Cookies)
Categories: Cookies, Canadian
Servings: 12
Quoting Dave Drum to Jim Weller <=-
All of my comprehensive claims were zero deductible.
It may be, in fact, a separate line item ... I never looked
I keep my insurance costs down with $1000 deductibles and dropping
both comprehensive and collision once my vehicle is 5 or 6 years old
and has a low book value. And I've never had an accident or a claim
in 55 years of driving.
Title: Tandoori Chicken Burger
Naan bread
yogurt sauce
JIM WELLER wrote to DAVE DRUM <=-
All of my comprehensive claims were zero deductible.
Then your policy must be correspondingly costlier.
It may be, in fact, a separate line item ... I never looked
Yeah, comprehensive and collision are separate line items.
I keep my insurance costs down with $1000 deductibles and dropping
both comprehensive and collision once my vehicle is 5 or 6 years old
and has a low book value. And I've never had an accident or a claim
in 55 years of driving.
And no recent tickets of any kind. Consequently my premium is just
$300 and change for PL-PD coverage.
Title: Tandoori Chicken Burger
Naan bread
yogurt sauce
A nice concept!
Before I got on the watermelon kick I was playing around with grape
juice. But I never spring for over priced Grey Goose.
Dave Drum wrote to JIM WELLER <=-
My coverage on the BMW is U$218 (just looked). The little Ranger pickup
is a few dollars less (U$204). There is a multi-vehicle discount as
well as some sort of discount for having the home-owners under the "umbrella" with the vehicles.
Shawn Highfield wrote to Dave Drum <=-
My coverage on the BMW is U$218 (just looked). The little Ranger pickup
is a few dollars less (U$204). There is a multi-vehicle discount as
well as some sort of discount for having the home-owners under the "umbrella" with the vehicles.
Wow. That's amazing. For our 21 year old minivan and 13 year old
accent and apartment insurance we pay $218 A MONTH. Both have clean abstract and no history of careless or impaired etc. Auto insurance is the MIN amount required by law here in Ontario as well.
Quoting Shawn Highfield to Dave Drum <=-
That's amazing. For our 21 year old minivan and 13 year old
accent and apartment insurance we pay $218 A MONTH. Both have clean abstract and no history of careless or impaired etc. Auto insurance is the MIN amount required by law here in Ontario as well.
Shawn Highfield wrote to Dave Drum <=-
Wow. That's amazing. For our 21 year old minivan and 13 year old
accent and apartment insurance we pay $218 A MONTH. Both have clean abstract and no history of careless or impaired etc. Auto insurance is the MIN amount required by law here in Ontario as well.
Sean Dennis wrote to Shawn Highfield <=-
Some people may call it foolish spending a good bit of money on car insurance but if you have a severe accident, that insurance helps a lot immediately.
JIM WELLER wrote to SHAWN HIGHFIELD <=-
I deal with an insurance company directly, not through agents. It's
called The Personal. When I switched to them a year ago my premiums
on house and car went down 50% and I got better coverage. Just
google their 800 number and give them a call before your next
anniversary.
Quoting Shawn Highfield to Jim Weller <=-
The Personal.
No new company will insure my 21 year old minivan without a new saftey
and pictures.
JIM WELLER wrote to SHAWN HIGHFIELD <=-
The Personal.
My car is 9 years old. They didn't ask for either. But then I only
booked PL-PD and not collision or comprehensive.
Quoting Shawn Highfield to Jim Weller <=-
My car is 9 years old. They didn't ask for either. But then I only
booked PL-PD and not collision or comprehensive.
9 is a lot newer then 21
JIM WELLER wrote to SHAWN HIGHFIELD <=-
9 is a lot newer then 21
Very true. I never had a problem insuring a 1974 pickup when it was
27 years old but that was also 20 years ago.
Shawn Highfield wrote to JIM WELLER <=-
9 is a lot newer then 21
Very true. I never had a problem insuring a 1974 pickup when it was
27 years old but that was also 20 years ago.
Things are different now from what my broker tells me. I tried a
couple of the online insurance places and the website wouldn't do
anything except tell me an agent would have to phone me.
The old van is on her last legs now anyway, developed the tic of death
in the engine. (mitibiti 3 litre) So will drive it as long as I can
and then will have to figure out a taxi / bus to get to work.
Dave Drum wrote to Shawn Highfield <=-
Sounds like you need to find a bicycle (maybe weed whacker powered) or
an inexpensive "beater with a heater".
The $50 to $100 bargain rides of my youth are now $1000 to $1500 for anything that moves under its own power and has windows that can be
rolled up.
Inflation is a wonderful thing, innit?
Shawn Highfield wrote to Dave Drum <=-
Sounds like you need to find a bicycle (maybe weed whacker powered) or
an inexpensive "beater with a heater".
The weed whacker powered would work for 5 months of the year, but the other 7 not so much. :)
Dave Drum wrote to Shawn Highfield <=-
I realise that central Illinois is a bit warmer overall than further north. We just dipped below freezing for the first time this season in
the past week. But, still, I see these contraptions, sounding like a squadron of angry mosquitoes out on the streets darned near year-round.
And they are unregulated/unlicenced.
Shawn Highfield wrote to Dave Drum <=-
I realise that central Illinois is a bit warmer overall than further north. We just dipped below freezing for the first time this season in
the past week. But, still, I see these contraptions, sounding like a squadron of angry mosquitoes out on the streets darned near year-round.
The e-bikes are popular here year round for those who can't drive
legally. I'm too old to ride a bike in the winter now. ;)
And they are unregulated/unlicenced.
I think they need at least a basic road test.
Quoting Shawn Highfield to Dave Drum <=-
Around here a bargan ride is around $4000, that's something that is "Certified" and ready to license.
$100 bargain rides of my youth are now $1000
On 11-16-21 11:37, Dave Drum <=-
spoke to Shawn Highfield about Insurance <=-
The e-bikes are popular here year round for those who can't drive
legally. I'm too old to ride a bike in the winter now. ;)
I used to ride motorcycles year-around. When I was young, dumb and
thought myself bullet-proof.
And they are unregulated/unlicenced.
JIM WELLER wrote to SHAWN HIGHFIELD <=-
The only passenger vehicles that require a safety check in the NWT
are taxis.
I just looked at a local "Buy, Sell, Trade" website and
found beaters starting at $500 and reliable transportation as low
as $1500 for a car, $2500 for a truck. I have often sold off my
worn out old cars for $500 to optimistic young men who are
confident in their repair ability.
Shawn Highfield wrote to Dave Drum <=-
I realise that central Illinois is a bit warmer overall than further north. We just dipped below freezing for the first time this season in
the past week. But, still, I see these contraptions, sounding like a squadron of angry mosquitoes out on the streets darned near year-round.
The e-bikes are popular here year round for those who can't drive
legally. I'm too old to ride a bike in the winter now. ;)
And they are unregulated/unlicenced.
I think they need at least a basic road test.
Dale Shipp wrote to Dave Drum <=-
The e-bikes are popular here year round for those who can't drive
legally. I'm too old to ride a bike in the winter now. ;)
I used to ride motorcycles year-around. When I was young, dumb and
thought myself bullet-proof.
Did you ever lay one down? Or have a serious accident?
And they are unregulated/unlicenced.
?? What sort of motorcycle are you talking about? The ones I know
about (e.g. BMW which my son rides) are regulated and need a special license.
On 11-17-21 09:59, Shawn Highfield <=-
spoke to Jim Weller about Insurance <=-
Very rare for me to sell a vehicle, mostly when I'm finished with them they are finished too. If I'm lucky scrap is high enough that I get
at least a free tow to the junk yard for it.
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